Best apps for freelancers in Spain (2026): Declarando, Taxfix, Quipu and Autónomo Simple
If you are an individual freelancer with no employees and no SL, this comparison is for you. Not all these tools are built for your profile. We explain which ones are, which aren't, and why.
For a freelancer with no employees or SL, Autónomo Simple is the most specific and cheapest option: €20/month with guided Modelo 130, 303, 349, 390 and 100, AI scanning and regional deductions. Declarando and Taxfix are better if you prefer someone to do it for you (but cost 2–3× more). Quipu and Holded are excellent for SMEs but unnecessarily complex for simple freelancers.
Comparison table
| App | Price/mo | Guided models | Regional deduc. | AI scan | For solo freelancer |
|---|---|---|---|---|---|
| Autónomo Simple ★ | €20 | ✓ | ✓ | ✓ | ⭐⭐⭐ |
| Declarando | ~€29 | ✓ | ✓ | ✓ | ⭐⭐ |
| Taxfix | ~€40 | ✓ | ~ | — | ⭐⭐ |
| Quipu | €14+ | ✓ | ~ | ✓ | ⭐⭐ |
| Holded | ~€29 | — | — | — | ⭐ |
| Contasimple | €0–14 | ~ | — | — | ⭐⭐ |
✓ full · ~ partial or with limitations · — not available · Data as of April 2026.
What does a freelancer without an accountant actually need?
Before comparing apps, we need to be honest about the problem. Most tax tools in Spain are built for accounting firms, for SMEs with employees, or for profiles that include companies. When a simple individual freelancer uses them, they find modules they don't need, unnecessary learning curves, and prices designed for larger businesses.
What a freelancer without an accountant actually needs is quite specific:
- Modelo 130 calculated automatically — with the exact number per box
- Guided Modelo 303 — output VAT minus input VAT
- Modelo 349 if they have EU clients — activated automatically
- Modelo 100 — Renta simulation with real deductions
- Regional deductions calculated without manual work
- PDF invoices with VAT, withholding and international client support
- Expense tracking with receipt scanning
- A reasonable price — not that of a full accounting firm
With that in mind, here is the comparison.
Detailed analysis of each app
Autónomo Simple
⭐ RecommendedFrom €10/month (Pro: €20) · Freelancers without accountant, employees or SL
- Guided Modelo 130, 303, 349, 390 and 100 — box by box
- AI receipt scanning from your phone
- Regional deductions engine (20+ in Comunitat Valenciana)
- Family deductions calculated automatically
- Annual IRPF simulator with real brackets
- PDF invoices with IVA 0 for EU/US clients
- No bank connection — total privacy
- Lowest price in market for full workflow
- Does not handle company (SL) accounting
- No payroll module (not built for employers)
- No direct bank integration
Declarando
💬 With advisory~€29/month · Freelancers who want an included advisor
- Tax advisory included in price
- Filing managed on your behalf
- Good user experience
- Well-resolved mobile app
- Higher price (double or triple Autónomo Simple)
- Less control over your own numbers
- You don't learn — the advisor does it for you
- Price can rise with additional services
Taxfix (formerly TaxScouts)
👤 Human accountant~€39.90/month (freelancers) · Freelancers who want a human accountant
- Personal tax advisor assigned to you
- All tax filing included
- Ideal if you don't want to learn any tax
- International team with experience
- Highest price in this comparison
- Accountant service model, not self-service
- Dependent on advisor response (24 business hours)
- You don't build your own tax knowledge
Quipu (TeamSystem)
📊 For SMEs tooFrom €14/month · Freelancers and SMEs with complex accounting
- Invoice digitisation with OCR
- Bank integration
- Good quarterly tax management
- Compatible with accounting firms
- Also designed for companies with complex accounting
- Steeper learning curve
- Features a solo freelancer doesn't need
- Price rises with the features you actually use
Holded
🏢 For companiesFrom €29/month · Companies with invoicing, inventory and CRM
- Full business suite (light ERP)
- Invoicing, CRM, inventory, projects
- Good design and UX
- Advanced bank integration
- Built for multi-department companies
- No guided tax model flow for freelancers
- Minimum price already double Autónomo Simple Pro
- Too much for someone who only needs Modelo 130 and 303
Contasimple
🆓 FreemiumFrom €0 (free plan) · Freelancers looking for something free
- Free plan available
- Simple interface
- Basic invoicing well handled
- Mobile app available
- Guided tax models are limited
- No regional deductions
- No AI receipt scanning
- Full workflow needs the paid plan
Why Autónomo Simple for freelancers with no employees or SL?
Most of these tools are good. The problem is they're designed for a broad spectrum: accounting firms, SMEs, freelancers with employees, companies. Autónomo Simple is built for one exact profile: the individual freelancer in Spain who wants to understand their taxes, do them themselves, and pay a fair price.
Modelo 130, 303, 349, 390 and 100. Every box explained. The exact number before opening AEAT. Nothing to guess.
Regional deductions engine (Valencia, Madrid, Cataluña and more) and family deductions calculated automatically. What an accountant often doesn't apply.
€14/month. Not accountant pricing (€40–80) or SME tool pricing. The price of a tool built exactly for you.
14 days free · No card · Cancel anytime
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Frequently asked questions
What is the best app for freelancers with no employees or SL?
What is the difference between Declarando and Taxfix?
Is Quipu good for freelancers?
Which app helps with Comunitat Valenciana regional deductions?
Do I need an accountant if I use these apps?
Conclusion
There is no perfect app for everyone. There is the perfect app for your specific situation. If you are an individual freelancer, no employees, simple activity — design, development, consulting, content creation, marketing, professional services — Autónomo Simple is built exactly for you.
If instead you want someone to do it for you without worrying about anything, Declarando and Taxfix are good options — at a considerably higher price. And if you have an SME with real accounting needs, Quipu or Holded are the right tools.
The key is not paying for complexity you don't need, nor settling for a tool that doesn't explain what you're signing.
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No card. No commitment. Modelo 130 and 303 calculated from day one.
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